You automatically insure your car, your house and you more than likely have medical insurance too, but what about those things that are most important to you? What could be more important than your family, your health and your life?
With any luck you will enjoy life without ever having to make a claim but if something should befall you, insurance makes a world of difference to you and your family, relieving financial pressure at an already difficult and stressful time.
It is critically important that you have both the right amount of cover and the correct policy for your needs. We initially prepare a personal and private assessment of your risk needs to ensure you have the correct levels of cover. We then match the best product solutions for your needs from a wide variety of providers based on features, underwriting and our previous experience with claims. We offer ongoing reviews of your policies and levels of cover to ensure that your cover remains appropriate for you over time. All of this gives you confidence that when you need to make a claim, the process will be as smooth as possible and enable you to focus on what is most important - you and your family.
There are many forms of insurance to protect you, your loved ones and your wealth including:
Pays a lump sum upon your death or terminal illness.
Provides regular payments if you can't work due to illness or injury.
Pays a lump sum after diagnosis of a serious or terminal condition such as stroke, cancer, heart attack or other specified conditions.
Total or Permanent Disability
Pays a lump sum if you are totally or permanently disabled.
Pays a lump sum if something unforeseen happens to your child, removing financial stress and providing you with choices whilst your child recovers.
A range of insurance products that can be incorporated into a package tailored to your business, including key person cover, business expenses and funding options for buy/sell agreements.
Whether it is your life or that of a loved one, your ability to earn an income, your property and possessions or your business, insurance is never a luxury and should not be considered a cost, but an investment.